Employee Benefits

Employee Communication & Enrollment

As a business owner or decision maker in today’s economy, you must offer benefits in order to stay competitive. But how do you ensure your employee benefits are just that – a benefit to your employees? That’s where we come in. We do more.

What Are Employee Benefits?

Think in terms of “total compensation”. You pay your employees an hourly rate or salary, but most employers also pay for additional things that benefit their employees. Medical, dental vision life, disability insurance are just a few that many employers provide to their employees. These benefits provide financial protection for employees and their dependents, in a tax favorable manner to the employer and employee.

Do You Need Employee Benefits?

Most employers believe that their employees are their most important asset. Attracting and retaining good employees is one of the hardest things in business. Employers need to not only pay competitively, but also need to provide tax-favored employees benefits to succeed.

Employee Benefits We Offer

Medical
Dental
Vision
Short-Term Disability
Long-Term Disability
Life
Other Voluntary options

Employee Advocacy

Your employees have questions and problems that come up, regarding their employee benefits. We come alongside your employees to advocate for them in the following ways:

Billing questions or disputes
Claim denials
Second opinion help
Understanding their benefits

Compliance Support

Focus on what you do best. We’ll help you play by the rules in order to support your business.

Administrative support, tailored to your needs
COBRA support
Knowledge Sharing Resources

Administrative Services

Our clients are not all the same, they have specific areas where they need certain help. We can create a strategy to assist you, based on the needs of your business. Some of the areas we create solutions include:

Customized Employee Benefit Guides for new hires and open enrollment
Enrollment Execution and Support, that’s simple and efficient
Outsourcing additions and terminations throughout the plan year
COBRA administration, Section 125 Plan
Affordable Care Act (Healthcare Reform) guidance to avoid penalties

Benefit Advisory

You need the right benefit plans at the right cost for your business. We’ll dig deep to understand your business and your employees, in order to design a program that accomplishes what you need. To that end, we can evaluate different strategies, such as:

Fully-Insured/Self-Funded/Level-Funded
Network Discounts/Reference-Based Pricing
Captive Solutions
Benchmarking

Learn More About Employee Benefits

Our team of employee benefit professionals works hard to get you the right insurance products and administrative processes to help your business win. We put ourselves in your shoes, asking the question “What would we do if we were an owner of your company?”. The employee benefit decisions you make today will affect your company immediately and into the future, so we take the long view of future impacts to today’s decisions.

Solutions

Kemmons Wilson Insurance

Serving Clients Nationwide

Employee Benefits