Responding to Omicron

By: Cindy Klatt, President of Kemmons Wilson Insurance Group

How are—and how should—employers respond to the Omicron variant? Or the next variant that comes along? Thankfully, new coronavirus cases are finally beginning to decline across the country following the surge in mid-January. However, the question on how to respond to Omicron and any future variant continues to keep employers up at night. According to research executed by SHRM, 67 percent of employers said they were very or extremely concerned about their organization’s ability to keep employees and customers safe due to Omicron. Understandably, so.  Continue reading

6 Reasons to Choose an Independent Insurance Agent

Insurance coverage exists because Murphy had a law: Anything that can go wrong, will go wrong. Insurance is a promise of financial protection when things go awry. Who do you turn to for this financial assurance and peace of mind? Do you entrust a direct writer or an independent insurance agent? According to the Big I 2020 Market Share Report, independent agents are writing increasingly more premiums for both personal lines and commercial lines, while captive carriers lost 4 percent. Continue reading

Travel Optimism is in the Air

It’s no secret that the travel and hospitality industries took a big hit in 2020. Travel spending declined 42 percent compared to 2019. Averaging just 44 percent, hotel occupancy rates were down 33 percent in 2020 compared to 2019. In like manner, air travel was down more than 50 percent throughout the entire year. And as a result, 65 percent of all U.S. jobs lost in 2020 were supported by travel.  Continue reading

Retaining Employees During the “Great Resignation”

By: Eric Collison, Vice President of National Program Development at KWIG

Labor shortages driven by the pandemic remain a challenge for companies of all types and sizes. From c-suite positions to hourly workers, help is really wanted. A record 4.3 million workers quit their jobs in August, according to CNBC. Likewise, Bankrate reported that 55 percent of Americans plan to look for a new job within the next 12 months. The “Great Resignation” is what many are calling this extraordinary exodus of employees. Forbes described it as “a sort of workers’ revolution and uprising against bad bosses and tone-deaf companies that refuse to pay well and take advantage of their staff.”  Continue reading

Fall Home Maintenance Checklist

By: Liz Adams, Director of Personal Client Relationships 

Fall has arrived! Bring on pumpkin-spiced everything, football games, colorful foliage, and most of all, cooler temperatures. But, don’t get so enthralled with autumn activities that you neglect to prepare your home for the winter temperatures looming ahead.  Continue reading

The Cyber Insurance Renewal Process is No Joke

By: Cindy Klatt, CIC, CRM, CWCA, President of Kemmons Wilson Insurance Group

Is your cyber insurance policy up for renewal? Are you interested in purchasing cyber insurance? It’s time to be proactive! Cyber insurance carriers are upping the ante by calling for enhanced cybersecurity measures and prompting total transparency from clients seeking cyber coverage. Some carriers won’t even consider offering coverage unless you have had the proper security measures in place for at least 3 months.  Continue reading

What to Know About Travel Insurance Right Now

By: Liz Adams, Director of Personal Client Relationships 

Due to the ongoing worldwide pandemic, traveling is complicated and unpredictable right now. Some places are welcoming tourists, while others are not so accommodating. Keeping up with the ever-changing restrictions and testing protocols for every country, state, and city can be daunting.  Continue reading

4 Steps to Hurricane Preparedness

By: Eric Collison, Vice President of National Program Development at KWIG

Experts say that 2021 will be the seventh consecutive year of above-average hurricane activity. In fact, the NOAA predicts a range of 13-20 named storms with 6-10 having the potential to become hurricanes and 3 to 5 having the potential to become major hurricanes. The Atlantic hurricane season began on June 1st and extends until November 30th.  Continue reading